Review Products details and Coverages
Click on the images below for further details on each product. We have our full suite of Farm and Residential policy wordings on-line for you to view. Automobile products and Commercial products are coming soon.
You can also view all of our farm and residential coverages in alphabetical order by Coverage Name or by the actual Coverage.
We offer custom commercial packages tailored to the needs of your business, and flexible coverage to protect everything you’ve worked so hard to build.
We offer various coverage options that protect you and your vehicle and meet your auto insurance needs, no matter what type of vehicle you drive.
We offer a whole suite of products to provide for your personal insurance needs ... from home to cottage and everything in-between.
Learn about HTM's suite of farm products. Whatever type of farm you operate, our products will meet your needs. We are a "farm" mutual.