Residential Insurance

For most people their home is their most prized possession. At HTM Insurance we understand this.  We offer a broad choice of specialized coverages.

Home Insurance
HTM Insurance offers: 
  • Condo Insurance
  • Contents Insurance
  • Cottage Insurance
  • Home Insurance
  • Personal Liability Coverage


We offer many of these products in a variety of generated packages. We can design the package that best suits your lifestyle and protection requirements. Whether you are a homeowner, condominium owner, cottage owner or a tenant, HTM Insurance offers a very attractive insurance package to meet your personal needs.

HTM Insurance also offers an extensive array of discounts: 

  • Claims Free Services
  • Mature Owners
  • Burglar/Fire Alarms Discount – if alarms are installed and running
  • Newer Home
  • Generator

To find an HTM broker, click here.