Commercial Policy Wordings by Coverage Name


Refer to your policy declaration page for the coverages you have purchased from us.
Your 
agent or broker is your best adviser.

Select the letter below that matches the first letter on the description of your declaration page.
(ex. If your coverage says "Earthquake Endorsement" click on 'E'.)

 

Current Wordings

 

Previous Wordings

Description of Coverage Effective Date             Wording

 

 

 

 

 

 

 

 

 

 

 

                       

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

               

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

     
To view a previous version, please click on effective date.
(Month. Year)
A
 A
Abuse Limitation Endorsement Dec. 2010

View

 
Additional Agreements Of The Insurer - Church Package Dec. 2018

View

Jul. 2015
Additional Agreements Of The Insurer - Commercial Package Dec. 2018

View

Jul. 2015
Additional Agreements Of The Insurer - Contractors Package Dec. 2018

View

Jul. 2015
Additional Agreements Of The Insurer - Winery Package Dec. 2015

View

 
Additional Property Damage Exclusion Dec. 2010

View

 
Antique Stock-Second Hand Goods Clause Dec. 2018

View

Dec. 1999
Athletic-Sports Participant Exclusion Endorsement Dec. 2010

View

 
 B
Beauty Parlour or Barber Shop Liability Extension Endorsement Dec. 2010 

View

 
Builders Risk Broad Form Dec. 1995 

View

 
C  C
Church Counselling Liability Extention Endorsement

Dec. 2018

View

Dec. 2010
Commercial Condominium Liability Endorsement  Jan. 2012

View

 
Commercial Condominium Unit Owners Extension Endorsement  Jan. 2012

View

 
Commercial General Liability  Dec. 2010

View

 
Commercial Property Broad Form 

Dec. 2018

View

Mar. 2012
Commercial Property Named Perils Form

Dec. 2018

View

Mar. 2012
Commercial Umbrella Liability Sept. 2007

View

 
Comprehensive Dishonesty, Disappearance & Destruction Coverage Form Jun. 2009

View

 
Contractors' Accident Insurance Nov. 2012

View

 
Contractors Tools & Equipment Floater

Dec. 2018

View

Jul. 2015
Cyberone Coverage - Computer Attack and Network Security Liability Endorsement Jan. 2016 

View

 
 D
Data Compromise Coverage Endorsement - Response Expenses and Defence Jan. 2016

View

 
Druggist Liability Extension Endorsement Dec. 2010

View

 
 E  E
Earthquake Endorsement Apr. 2019

View

Aug. 2014
Employer's Bodily Injury Liability Coverage Extension Endorsement Dec. 2010

View

 
Equipment Breakdown Endorsement Jan. 2017

View

 
Exclusion - Products - Completed Operations Hazard Dec. 2010

View

 
Extended Loss of Income Coverage - ALS Jun. 2009

View

 
Extended Loss of Income Coverage Jun. 2009

View

 
Exterior Glass Coverage Form  May. 2001

View

 
F       F
Flood Coverage Endorsement Sept. 2015

View

 
G     G
Gross Rental Income Form  Sept. 2015

View

 
H     H
Host Liquor Liability Exclusion Dec. 2010

View

 
I     I
Installation Coverage Form

Dec. 2018

View

 Jul. 2015
L     L
Limitation of Liability Coverage to Designated Premises Dec. 2010

View

 
Livestock Coverage  

View

 
Loss of Income - Earnings No Co-Insurance Coverage Endorsement Jan. 2011

View

 
M    M
Miscellaneous Property Coverage - Named Perils Including Theft Jan. 2013

View

 
Money & Securities (Broad Form) Endorsement

Dec. 2018

View

Jun. 2009
N  N
Not-For-Profit Directors' & Officers' Liability Insurance Rider Jan. 2015

View

 
O    O
O.E.F. 98B Reduction of Coverage for Lessees or Drivers of Leased Vehicles Endorsement Aug. 2013

View

 
Office Equipment Endorsement Dec. 2006

View

 
P     P
Pollution Liability Coverage for Land Exterminators Endorsement Apr. 2013

View

 
Pollution Liability Extension Endorsement Dec. 2010

View

 
R    R
Restriction of Coverage - Roof Endorsement Jan. 2013

View

 
S    S
S.E.F. No. 99 Excluding Long Term Leased Vehicle Endorsement Jul. 2012

View

 
S.P.F. No 6.- Standard Non-Owned Automobile Dec. 2012

View

 
Sewer, Septic Tank, Floor Drain or Sump Backup Coverage

Dec. 2018

View

Nov. 1999
Solar Energy Equipment Coverage Endorsement Mar. 2011

View

 
Stat Conditions Mar. 2015

View

 
T         T
Tenants Vandalism & Malicious Damage Endorsement Jan. 2014

View

 
V         Y
Voluntary Compensation for Church Employees and Volunteers Dec. 2010

View

 
W     W
Welding Warranty Jan. 2017 

View

 
Winery Broad Form Dec. 2015 

View