Commercial Policy Wordings by Coverage Name

Refer to your policy declaration page for the coverages you have purchased from us.
Your agent or broker is your best adviser.

Select the letter below that matches the first letter on the description of your declaration page.
(ex. If your coverage says "Earthquake Endorsement" click on 'E'.)

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Current Wordings				Previous Wordings
Description of Coverage	Effective Date	Wording		To view a previous version, please click on effective date. (Month. Year)
A				A
Additional Agreements Of The Insurer - Church Package	Dec. 2018	View		Jul. 2015
Additional Agreements Of The Insurer - Commercial Package	Dec. 2018	View		Jul. 2015
Additional Agreements Of The Insurer - Contractors Package	Dec. 2018	View		Jul. 2015
Additional Agreements Of The Insurer - Winery Package	Dec. 2015	View
Additional Property Damage Exclusion	Dec. 2010	View
Antique Stock-Second Hand Goods Clause	Dec. 2018	View		Dec. 1999
Athletic-Sports Participant Exclusion Endorsement	Dec. 2010	View
B				B
Beauty Parlour or Barber Shop Liability Extension Endorsement	Dec. 2010	View
Builders Risk Broad Form	Dec. 1995	View
C				C
Church Counselling Liability Extention Endorsement	Dec. 2018	View		Dec. 2010
Commercial Condominium Liability Endorsement	Jan. 2012	View
Commercial Condominium Unit Owners Extension Endorsement	Jan. 2012	View
Commercial General Liability	Dec. 2010	View
Commercial Property Broad Form	Dec. 2018	View		Mar. 2012
Commercial Property Named Perils Form	Dec. 2018	View		Mar. 2012
Commercial Umbrella Liability	Sept. 2007	View
Comprehensive Dishonesty, Disappearance & Destruction Coverage Form	Jun. 2009	View
Contractors' Accident Insurance	Nov. 2012	View
Contractors Tools & Equipment Floater	Dec. 2018	View		Jul. 2015
Cyberone Coverage - Computer Attack and Network Security Liability Endorsement	Jan. 2016	View
D				D
Data Compromise Coverage Endorsement - Response Expenses and Defence	Jan. 2016	View
Druggist Liability Extension Endorsement	Dec. 2010	View
E				E
Earthquake Endorsement	Apr. 2019	View		Aug. 2014
Employer's Bodily Injury Liability Coverage Extension Endorsement	Dec. 2010	View
Equipment Breakdown Endorsement	Jan. 2017	View
Exclusion - Products - Completed Operations Hazard	Dec. 2010	View
Extended Loss of Income Coverage - ALS	Jun. 2009	View
Extended Loss of Income Coverage	Jun. 2009	View
Exterior Glass Coverage Form	May. 2001	View
F				F
Flood Coverage Endorsement	Sept. 2015	View
G				G
Gross Rental Income Form	Sept. 2015	View
H				H
Host Liquor Liability Exclusion	Dec. 2010	View
I				I
Installation Coverage Form	Dec. 2018	View		Jul. 2015
L				L
Limitation of Liability Coverage to Designated Premises	Dec. 2010	View
Livestock Coverage		View
Loss of Income - Earnings No Co-Insurance Coverage Endorsement	Jan. 2011	View
M				M
Miscellaneous Property Coverage - Named Perils Including Theft	Jan. 2013	View
Money & Securities (Broad Form) Endorsement	Dec. 2018	View		Jun. 2009
N				N
Not-For-Profit Directors' & Officers' Liability Insurance Rider	Jan. 2015	View
O				O
O.E.F. 98B Reduction of Coverage for Lessees or Drivers of Leased Vehicles Endorsement	Aug. 2013	View
Office Equipment Endorsement	Dec. 2006	View
P				P
Pollution Liability Coverage for Land Exterminators Endorsement	Apr. 2013	View
Pollution Liability Extension Endorsement	Dec. 2010	View
R				R
Restriction of Coverage - Roof Endorsement	Jan. 2013	View
S				S
S.E.F. No. 99 Excluding Long Term Leased Vehicle Endorsement	Jul. 2012	View
S.P.F. No 6.- Standard Non-Owned Automobile	Dec. 2012	View
Sewer, Septic Tank, Floor Drain or Sump Backup Coverage	Dec. 2018	View		Nov. 1999
Solar Energy Equipment Coverage Endorsement	Mar. 2011	View
Stat Conditions	Mar. 2015	View
T			T
Tenants Vandalism & Malicious Damage Endorsement	Jan. 2014	View
V			Y
Voluntary Compensation for Church Employees and Volunteers	Dec. 2010	View
W			W
Welding Warranty	Jan. 2017	View
Winery Broad Form	Dec. 2015	View

Commercial Policy Wordings by Coverage Name

Select the letter below that matches the first letter on the description of your declaration page.(ex. If your coverage says "Earthquake Endorsement" click on 'E'.)

Current Wordings

Previous Wordings

Select the letter below that matches the first letter on the description of your declaration page.
(ex. If your coverage says "Earthquake Endorsement" click on 'E'.)