Products/Wordings

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Commercial insurance We offer custom commercial packages tailored to the needs of your business, and flexible coverage to protect everything you’ve worked so hard to build.
Auto Insurance We offer various coverage options that protect you and your vehicle and meet your auto insurance needs, no matter what type of vehicle you drive.
Residential Products We offer a whole suite of products to provide for your personal insurance needs ... from home to cottage and everything in-between.
Farm / Country Farm Products Learn about HTM's suite of Farm products including Country Farm. Whatever type of farm you operate, our products will meet your needs. We are a "farm" mutual.