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    Refund from Surplus Cheque

    for the 2021 Financial Year

    It's unfortunate these days, when you receive a cheque in the mail, you may wonder if it is real or some time of scam. Fortunately we can tell you, if you received a cheque from us regarding the Refund from Surplus, it is legitimate.

    The letter you received with the cheque from our Chair, Dave Rutherford, explains the reason for the refund. We have created a page with a few questions and answers on it to help. Please click on the READ MORE button below.

    Read More



    Please be advised that our office will be closed to the public until further notice.

    Please use one of the following methods to contact us:

    By Email at

    By Phone at 905-372-0186

    Note that we also accept policy payments and claims notices through our website.

    As for inspections, going forward until further notice, we will not proceed with any in-person inspections but will be conducting drive by inspections if needed.

    The health and safety of our employees, clients, business partners, and community is our top priority.

    We appreciate your understanding during this uncertain time.

    For more information, read this document from our President.

    HTM Insurance