The Mutual System was founded on the principle of “neighbour helping neighbour”. At HTM Insurance Company, helping our policyholders prevent loss is something that we take seriously. That responsibility extends to providing services to help you identify potential losses before they occur.

As a value-added service, we offer our policyholders complimentary Loss Prevention inspections. When at your property, a member of our professional team will be looking at heating and electrical installations, and for environmental exposures, or possible hazards. During our visit, we will also be gathering general information such as building measurements and taking photos to create or update your file. Click here to see the inspection questionnaire.



If you would like to make an appointment to have one of our Loss Prevention team members come to your home, farm, or business to complete an inspection, please click here.

Please note that the results of our inspection do not warrant that no other hazards exist on your property.