HTM News

Annual Report

HTM Insurance Company - formerly known as the Hamilton Township Farmers Mutual Fire Insurance Company, and later, the Hamilton Township Mutual Insurance Company - was formed in 1898 in the spirit of neighbours helping neighbours, as many farmers were unable to find companies to insure their properties and livestock. In that first year 147 policies were written. Today, our insurance coverage has grown to include a wide range of policies including farm, auto, residential and commercial.

HTM Insurance Company is a Mutual Insurance Company, meaning that we are community based and owned and operated by our Policyholders. HTM Insurance Company is run by a Board of Directors which is elected from among our Policyholders, and the Board appoints the Officers of the Company. Our Mission Statement speaks quite clearly to our values.

Over time our company name was amended to remove the word “Farmers”, and further amended in 2007 to HTM Insurance Company, at which time a new logo and identity was launched to support the name change.

A lot has changed over the last hundred-plus years since our company was founded, but the way we approach taking care of the needs of our Policyholders has never wavered: at HTM Insurance Company, "you’re with family".