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*IMPORTANT INFORMATION ABOUT CHANGES TO YOUR AUTOMOBILE POLICY*

The Financial Services Regulatory Authority of Ontario (FSRA) has introduced changes to the Ontario Automobile Policy (OAP1) Wording and Endorsements (OPCF) effective January 1, 2024. More specifically, different options are available for loss or damage to your vehicle.

Please contact your broker or agent, or visit the link below for more information. You can also visit the website for Financial Services Regulatory Authority of Ontario (FSRA) here.


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We offer a wide variety of products in residential, auto, farm and business lines to ensure you are covered. 

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Our Agents
and Brokers

Our agents and brokers are HTM specialists, meaning they will walk you through the entire process and get you the coverage you need. This relationship goes beyond signing for a policy, they will be there for you whether it’s to submit a claim or just to answer any questions you may have. If you are interested in obtaining a quote from one of our knowledgeable agents or brokers, please visit our Contact Page

Loss Prevention

Helping our policyholders prevent loss is something we take seriously, which is why one of the services we provide is performing Loss Prevention Inspections on your premises. These inspections help you identify potential losses before they occur. Click below for more information and to meet our loss prevention team.